I AM A PERSON WITH A DISABILITY
If you are on Medicaid:
- Eligibility levels for Medicaid cannot be reduced
- States receive incentives to offer home and community-based services, helping you live in your home instead of an institutional setting
- Medicaid payments for primary care services provided by primary care doctors increased, giving you greater access to physicians than you have today
- Medicaid expanded to all individuals under age 65 with incomes up to 133% FPL. This means your income can be higher and there will no longer be an asset test!
If you are on Medicare:
- Eliminates co‐payments for preventive services and exempts preventive services from deductibles on Medicare
- $250 rebate to Medicare beneficiaries who incur cost exceeding their $2,700 worth of coverage, called the doughnut hole in Medicare Part D
- No guaranteed Medicare benefits are cut
- Ensures Medicare remains financially solvent now and for years to come
- 50% discount on brand‐name drugs in the doughnut hole
- Stronger incentives for hospitals to reduce avoidable and harmful readmissions, cut down medical errors and prevent health care acquired infections that occur too frequently
- By this time, the doughnut hole is expected to close. You would then pay 25% of the total cost of prescription drugs.
In 2014, adults cannot be denied coverage for pre-existing conditions nor can health premiums be rated based on health status. Health plans will also not be able to impose annual or lifetime benefit caps. These new insurance reforms mean, if you were able and wanted to, you could return to the workforce and still be able to obtain quality coverage.